A subscription to Lloyd's Online lists for £1955 per person per year. For individual subscriptions for all WMU faculty, staff and currently enrolled students, that price would be an astronomical figure approaching half a million GBP. Fortunately, Lloyd's offers discounted institutional site licensing for thirty-five thousand pounds, a much better deal, to be sure, but still expensive. The last time I spoke with a Lloyd's representative on the phone, he was willing to extend access to all enrolled students for sixteen thousand pounds. That is as low as they are willing to go. Lloyd's believes what they sell is worth what they are asking, but it is still too costly for us to to provide simultaneous access to everyone on campus.
We get one online account for each of our three subscriptions to the Lloyd's print edition. Because we keep the print editions, three people can simultaneously access the same past issue from our archives. When one patron is finished reading, it is returned to the library and a fourth person can read it. In a year, the number of people who could read one of our three copies of that single issue of Lloyd's could theoretically be in the hundreds, or even thousands.
In the Lloyd's online, however, only the three librarians whose names are on the subscriptions can access that issue, or any other issue. Our position is that our patrons should have the same access electronically that they have in our print archives: Any three users in the university should simultaneously be able to access the same issue from the Lloyd's Online archive. If we purchase a fourth subscription, Lloyd's would be within its rights to limit us to three users for any issue that preceded the date of the additional subscription, but they should allow four users for any subsequent issues. And we should be offered this access at a reduced price, since the online edition requires no ink, no newsprint, and is transported over the internet.
If they are pricing online access based on the cost of the print infrastructure, publishers should at least extend the same level of access as we have with a print subscription. If "digital rights management" software is not yet that granular, it should be, and WMU is willing to join Lloyd's in the effort to develop it.
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